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INVESTING BOOKS
Posted in Investing (Saturday, July 5, 2008)
Written by Ned Gandevani. By AuthorHouse.
The regular list price is $29.95.
Sells new for $18.07.
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5 comments about How To Become A Successful Trader: The Trading Personality Profile: Your Key to Maximizing Your Profit With Any System.
- The business of trading financial markets is perhaps one of the most daunting endeavors an individual can undertake. One with a multitude of technical and fundamental approaches which can bewilder any new trader (and many experienced traders as well). After countless hours and perhaps years of hard work in researching and understanding markets the journey down the path to a successful trading career has only just begun. Now the real work begins.
If one is truly eager to discover the individual that lies beneath just become a trader and you are assured to find out. Every emotion you have ever experienced and many not yet experienced will take residence on your desk right next to your monitors...permanent residence for most. Flip through any magazine focused on trading and you will see countless ads promoting the latest and greatest trading systems and tricked out software which will give you the edge you need. Nonsense. What truly separates the consistent winners from the rest is simply psychology. Mastering psychological mechanisms which trigger all trading decsisions is the real edge winners have over losers. Yet for every 100 or so books written on trading methods, perhaps one will focus on trading pyschology. And those few have been lacking to say the least. Enter Dr. Ned Gandevani. "How To Become A Successful Trader" is an instant classic that cuts to the chase and sets the record straight, once and for all. Beyond just theory, Dr. Gandevani's use of solid research and fresh ideas delivers on the title. If one is truly honest with himself, Dr. Gandevani's Trading Personality Profile (TTP) will target all strengths and more importantly, all weaknesses in one's personal makeup. But it doesn't end there. Dr. Gandevani not only highlights flaws but offers ingenious, yet practical methods to correct them. Methods that are not only applicable to trading, but to life as well. This groundbreaking work is a must read for all traders, period.
- How To Become A Successful Trader by professional trader Ned Gandevani is an invaluable resource for traders, investors, and hedge fund managers seeking to increase their trading performance and deepen their understanding to harnessing the powers of the free market. From personality profiles; to decision traps one needs to avoid; to the balance of insight vs. knowledge, How To Become A Successful Trader is a very highly recommended reading before plunging wholeheartedly into volatile financial circles and the vagaries of the marketplace.
- A how to book for traders based not on systems, fund knowledge and investment strategies but the deeper more personal issue, the psychology and personality of the trader. Ned Gandevani drew from years of personal experience with the market and its numerous and random theories of successful trading and combined it with his study of behavioral finance and human psychology. The result is a comprehensive, practical guide for determining your own Trading Personality Profile thus ensuring your greatest chance for personal success.
How to Be a Successful Trader begins with a brief rundown of the Trading System including: entry Point, exit point, money management and market focus. The author then leads the reader into the basis for the book. Personality traits, approaches, types, and attributes, all of which contribute to the psychological profile. This profile helps the reader understand how to use their strengths and minimize weakness in order to develop a consistently profitable trade strategy. The book includes questionnaires, response analysis and in-depth evaluation of the readers Trading Personality. The questionnaires and their results will be helpful in many facets of the reader's lives whether novice trader or market guru. The author has researched his topic at length, resulting in a precise, informative manual for all investors. Dr. Gandevani has conducted Trading Psychology Seminars across the United States and Europe. He is a professional trader and the developer of the renowned Winning Edge S&P Methodology. Reviewer: Shirley Roe, Allbooks Reviews
- This is the only book I've read on the topic of trading psychology that truly provides a framework for meaningful analysis of one's trading personality, and then guides the reader through a process of developing strategies for both exploiting strengths and mitigating weaknesses. Other than the many formatting, spelling and grammatical mistakes, the content is very clearly organized and easy to read and retain. Unlike many other authors in the field of trading, this one does not infuse his writing with pet theories. If you read this book you can expect to gain:
- A clear understanding of the five factor model and how it differs from other models,
- A fairly strong knowledge of those aspects of your personality that help your trading and those that are not so helpful,
- A framework with which to identify those trading styles that suit your personality,
- A clear process for defining what the author calls developmental and complementary strategies for working through personality-related trading issues, and
- A launch point from which to start a life of trading with important self-knowledge that most traders never bother to uncover.
His presentation of perceptual biases and decision traps is also helpful in framing our problems as traders. A mindful reading of this book and purposeful studying of the model for personality assessment will help traders take control of their trading behavior and use it to their advantage.
- I never buy trading books without first reading the library's copy but this was an exception and I am glad I did. This book attacks trading psychology from a completely different aspect than every other psychology book I've read.
His Trader Personality Profile is fairly complex and gives the trader much insight into his own psychology. Dr. Gandevani's recommendations after the TPP as to whether the trader should trade a mechanical system or a discretionary system are again brand new to my way of thinking but the basis he lays in the book are good. He also highlights things to change in your personality to become a better trader according to your TPP--which is a first compared to most trading books.
Finally, look at the price of this book. IF you are a trader, you know that price is the most important aspect of any trade and Amazon wants top dollar for this book and gets it because it's worth it.
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Posted in Investing (Saturday, July 5, 2008)
Written by David Gardner and Tom Gardner. By Fireside.
The regular list price is $13.00.
Sells new for $1.48.
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5 comments about The Motley Fools Rule Breakers Rule Makers : The Foolish Guide To Picking Stocks.
- It seems as though the success of the Motley Fool is very much a product of the information age and the internet's foray into the stock market. It's index of funds "^MFF" has taken a nosedive over the last year or so, only coming up slightly within the last couple of months. But let us take a look at what can be learned from the printings of the two Fools: David and Tom Gardner.
For one some of the advice that they dish out can be a product of the time at which the book was written. A small portion of the book extols buying stocks when they are at their IPOs, a practice that brought investors considerable success before the advent of the dot-com debacle. Today such a practice would come under suspect just because of the lack of information most IPOs are able to offer given their nascent entrance into the business world. To be fair, the Gardners did spend a few sentences to preface their recommendations with the obvious heads up that one must do their due diligence before jumping into a stock head first. The element of humor within the informative book serves to entertain and amuse, satisfying a promise they make from the get go. If you're a fan of Shakespeare or at least can read prose from that day in era (personally I found it difficult) then we may not get some of the quips that were intended for us. Overall it's a good read that echoes the teachings of the Sage of Omaha: buy and hold.
- Selecting the right stocks (or rather the right companies) is the foremost important step in Investing. And this books is all about the process of picking the best stocks from the whole universe of Stock market.
As Tom and David believe, anyone with 5th grade math should be able to invest intelligently. And accordingly, they have written in simple and straight forward manner. There are no references to fancy formulas or any reference to 200 day moving averages etc etc.
Most of the rules described are empirical, intuitive and easy to comprehend.
For example ...
-> Seek companies with repeat business model (Starbucks, McDonalds, Gillete etc)
-> Seek companies that are the initial proponents and the market leaders (Coke, Gillete etc)
-> Seek companies with high profit margin products (Starbucks etc)
-> Seek companies which have good brand recognition (McDonalds, Coke etc)
There are ample more rules that are described in detail in the book.
This is definitely a must read for folks that are just getting started on Investing. I would suggest that you first read and understand the complete set of rules. For better understanding, apply those rules to few set of stocks that are interesting to you. Intuitively try to find out which rules really make sense to you. Probably come out of with just 7 rules that you find are absolutely interesting and relevant. Adopt those selected rules in your investing strategy.
Happy Investing! Hopefully you will recover the cost of the book by applying the rules in this book :-)
-Sachin
- The Motely Fool has never shied away from congratulating itself, in an entertaining sort of way. The trouble comes in when the reality fails to live up to the authors' claims. Their style of rah-rah anyone-can-make-a-million investing appeals to some novice investors for obvious reasons. But as Malkiel points out in the classic A Random Walk Down Wall Street, there will always be a few people who have a fortunate run for a few years. Today, sadly, after the crash of 2000, the Gardners' conclusions in Rule Breakers Rule Makers seem to be more misleading than helpful, especially for someone just starting out.
If investing were only as easy as the Gardners make out then their own "Rule Breaking" portfolio might have continued to work. They have tried to selectively cite certain of their more recent portfolios to make it appear that they're continuing to "beat the market like a drum", while sweeping under the rug their losing portfolios. But as the reality of their results stands, they ought to be ashamed of themselves for hyping up stocks and making themselves sound like the next Warren Buffett.
There will always be people on Wall Street like the Gardners, inflating expectations and temporarily taking in some newcomers. In contrast, real investors like Buffett and Graham are modest about their results. They stick to a realistic expectation of returns, and realize that today's hot stock is often tomorrow's set of crashed dreams. A beginning investor would be much better served reading Graham's The Intelligent Investor, or another classic of the Street, rather than being drawn into a charming but unrealistic look at the high hopes of what are ultimately mere self-promoters.
- This book provides a nice method for picking two kinds of promising stocks: rule-breakers, the next cisco, microsoft, or amazon; innovative, up and coming companies with enormous potential for growth: and rule-makers, solid, established companies, leaders in their fields, that promise steady profit and earnings. The authors give a list of the attributes to look for that identify each kind of company. It's valuable advice, but the book is full of that "irrational exuberance" that characterized the late 90s.
- The best investment advice I received from buying and reading this books was do not waste anymore money on the Motley Fools books. The trust fund boys do not need your money and they show that by giving the reader nothing for their time and money. This book was a complete waste of time. I read hundreds of books a year and this is the first one that I felt cheated. I am so disappointed with this book that I had to tell all how bad it really was. There was nothing new in this book and the concepts are just a ploy to get you to sign up to their online service. Remember when you get this product home that I told you it was a waste of your time and money so do not come crying to me when you find out the same as I did. Find something else to ready.
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Posted in Investing (Saturday, July 5, 2008)
Written by Cathy Lee Gibson. By PTI Publishing.
The regular list price is $17.95.
Sells new for $16.75.
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1 comments about Mission-Driven Interviewing: Moving Beyond Behavior-Based Questions.
- If you are in any way responsible for interviewing candidates for your company, before you conduct another interview, BUY THIS BOOK! It will not only provide you with a practical, user-friendly and solid approach to identifying the best qualified individuals to fill positions within your business or organization but, in doing so, it will give you and your business a uniquely competitive and much-needed edge in the marketplace! With the increasing labor shortage in the U.S., and candidates being able to "pick and choose" to a greater degree their future employers, businesses need to get the most from the most significant decision they make - that of hiring new employees! Once you read this book, utilize its techniques and reap the business value your hiring decisions will reap, you and your organization will wonder how you operated without the bottom-line benefits of Ms. Gibson's mission-driven approach to hiring! As a human resources executive for more than 25 years and a University professor in the field, I commend this book to all for both its practical and academic applications.
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Posted in Investing (Saturday, July 5, 2008)
Written by Randy Cepuch. By Basic Books.
The regular list price is $23.95.
Sells new for $0.47.
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5 comments about A Weekend with Warren Buffett: And Other Shareholder Meeting Adventures.
- This is a book based on a gimmick. As such, the novelty soon wears off and tedium prevails. Cepuch's accounts of the meetings are all the same: a catalog of the free food and knicknacks, some mildly interesting facts about the company you may never have heard of, and a description of the Q&A session. The author has trouble filling the book with the promised adventures and at points he wastes our time with stories about his travel arrangements and the difficulty of doing laundry away from home.
Reading the first half of the book suffices to learn its secrets: A shareholder meeting may be a useful source of investment information, but only if shareholders pose intelligent questions and the directors give forthright responses. This rarely happens.
The Berkshire Hathaway meeting is one of a kind, but there is plenty written about it elsewhere. If you're really looking for a weekend with Warren Buffett, spend next Saturday reading Buffett's letters to his shareholders which are available from the Berkshire Hathaway website. They're much more informative and entertaining.
- This is one of those rare books that has insightful information and some good laughs along the way. Mr. Cepuch's style is fresh and direct. He quickly draws you into each shareholder adventure with a keen eye for detail and a sense of humor. I enjoyed it thoroughly and came away with the satisfying feeling that I'd gotten an insider's view.
- I admit to owning stocks in several individual companies (as opposed to investments in mutual funds and the like), and that I've never actually attended a shareholders meeting of any of these companies. I get the invitation in the mail, and always ignore it, but in the back of my mind I've wondered at times what it would be like to actually go.
Now comes "A Weekend With Warren Bufett and Other Shareholder Meeting Adventures" (266 pages), in which author Randy Cepush just does exactly that: after attending the 1999 shareholders meeting of Warren Buffett's company, Cepuch decided to attend other shareholder meetings of usually high-profile companies, such as Microsoft, Wal-Mart, Starbucks, Disney, etc., totaling about 20 companies, and the author devotes about 10 pages per company experience. The best part of the book is the initial one-third or so, with in particular the Warrenn Buffett experiece making it a worthwhile read. But after a while, it all starts to read and feel very much alike. Thankfully Cepuch in the epilogue provides an update on all the companies, which brings a much-needed new perspective.
Cepuch does write with ease and humor. In writing about his experience at Starbucks, "During the next few minutes, [CEO] Schultz says all the right things for employees and shareholders alike. 'Can a company get big and stay small?' he asks. A pal who speaks Starbucks lingo tells me later that the question really should've been 'Can the company get venti but stay tall?'". Haha! Or this beauty in talking about a tension-filled shareholder meeting at Hershey's: "But today the practice hits a new low when a boy who looks to be about eight approaches the mike and says 'I am a stockholder and I want to know why the strikers are so mad.' Mind you, that's what he ways. What everyone hears is 'I'm a cute kid and it wouldn't look good if you didn't take me seriously. Mr. CEO, when did you stop beating your wife?' For a few seconds the air is sucked out of the room." I wish the book had more zingers like that one!
- It's always great to to get a behind-the-scenes view of a segment of the world from an entertaining writer, and this is definitely that. If you're at all interested in the machinations of publicly traded companies, you'll enjoy this peek into how businesses treat their shareholders once a year at their annual meeting. Mr. Cepuch personally attended all the gatherings that he writes about, and it's fun to read about the varying philosophies (not to mention which freebies and refreshments are or aren't provided) that drive each company. I even came away with an interest in a few that I'd never considered trading. This book will be a fun read for anybody who's already an investor and for anyone who's thinking about investing and wants a good look at how it all works and where shareholders fit into the equation. Big thumbs up.
- Slightly entertaining for the first 20 or so pages, but very little on Buffett. Wasn't what I was expecting. Couldn't plow through the repetition. Didn't finish the book. No real insight into Buffett.
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Posted in Investing (Saturday, July 5, 2008)
Written by Matthew S. Chan. By Ascend Beyond Publishing.
The regular list price is $24.95.
Sells new for $12.50.
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5 comments about TurnKey Investing with Lease-Options: How to Simply & Safely Create 12% Returns with Investment Property!.
- I expected a lot more out of this book. Granted, this is about the only "book" out there that discusses lease-options but it still left a lot to be desired. Most "gurus" charge a lot more for their courses than you will spend on a book, but I still expected that this book would do a better job of explaining transactions and give better guidance. I hoped he would add something that can't be found on about any real estate investing website. Instead there is a lot of empty space on the pages and simple common ordinary advice that I could have got from my own mother (who knows nothing about real estate investing). There is very little meat and not a lot of good examples. Maybe he meant it to be that way as he says in one of the early chapters that it is not meant to be technical or all inclusive but is only written for practical guidance. I actually didn't find it of any practical help as no where does he say how he arrives at his option consideration. What is he looking for in an option? How much is enough? Does he give the tenant any credit from the rent payments? He doesn't say. If not, why not? I had a hard time figuring out his overall approach. Maybe he wants the reader to buy more of his products to find out. I really am bewildered by the book and get the feeling it is written so that you will buy more from his website.
- If I were still working, I would be reading Turnkey Investing with Lease-Options as I would an excellent novel! Indeed, I was not only impressed with this book; I was amazed! The main reason for my careful review of this book was that I read it wearing two former hats. One was as the experienced lease manager for a land-grant university but, more importantly, the other as a young single professional woman who had entered into a lease-purchase arrangement when I decided to buy a condo many years ago.
Even though I was already managing leased space for the university, when I decided to purchase a condo, I was not prepared for the trauma of having to face a major financial burden with no support. My mother was living with me at the time, but I knew the little money she provided would not continue through the life of the mortgage. Additionally, although I had been promoted on an ongoing basis, and expected another promotion in the near future, I had no savings or verification that I would be able to meet mortgage payments. Fortunately, my landlord wanted to get the last unit sold in this complex and offered to allow all rent payments to go toward an ultimate down payment on the actual purchase price.
If you are in a similar situation-buy this book. It is not necessarily intended for the potential new property owner; however, it provides a lot of essential information you need to know as you consider this option. For instance, for years, I sat in my new condo with nothing on my walls, no pictures, and no decorations-because my landlord had told me this wasn't permitted. Such a little thing, but I grew to hate those bare walls and, finally, even though feeling guilty, pounded the first nail toward making that house a home! With this book, I would have been in a position to question and negotiate what I could have done in this place I intended to make my long-term home! Indeed, the acquisition of a home via lease option is based upon accepting a home, essentially as-is with the ability to improve and upgrade the building as if it were already owned.
At the same time, even though this book is written for a specific geographical area, the philosophy, the management direction, and the presentation itself all provide an excellent learning tool for an individual who has been given any type of property management responsibility, no matter where that property is located. In addition to thoroughly describing lease-options, the book covers how to research the market, purchasing, preparing, marketing and finding the right tenants. The excellent ideas used herein can be easily translated for use in any type of real estate transactions.
And, finally, if I were a potential real estate investor, not having already committed to my retirement plan, I would be in contact with Mr. Chan immediately! Why? This book shows exactly what I as an investor need to know to make the decision to consider real estate as an investment. And, what's more, he proves his claims with sufficient facts and figures that you can believe. That's a major accomplishment for those who are reticent to invest in anything that has some risk.
Mr. Chan's book is perhaps one of the best written books of its type. Using the traditional training method, he first gives an outline of what he is going to explain and teach and then he repeats each item, both times providing specific details, but also anticipating any questions that might evolve based upon his presentation. You can tell immediately that the author speaks with authority, based upon knowledge and experience, readily confessing to trial-and-error issues.
Mr. Chan opens his book with recommendations from those who are involved in considering investment options. By the time you finish the book, you will have gained a certain trust for the company and its team. However, assuming you are not in a position to invest directly with TurnKey Investing, this book provides sufficient details for you to learn about real estate investments. Specifically, the use of conventional financing through a bank, versus private financing, versus seller financing is explained. The author is open and quick to point out that the best financial gain is through the use of cash/private financing. However, the use of bank financing is also explained and the returns of each are explored thoroughly. For a potential real estate investor, Turnkey Investing is worth every penny of its purchase price.
I think the real value of the book, however, is for those who are interested in getting into the real estate business using lease-options. Turnkey Investing defines a market and stays with it-specifically to serve the thousands, if not millions, of people across the United States who wish to own a home but are not able to gain financial backing through the normal process, especially in the early years of their adult lives. Lease-option is an important contribution in today's world of turmoil and insecurity. It provides a no-lose option to those who are now renting without any future return on those funds. At the same time, it provides an opportunity for houses to move faster on the market and a way by which a landlord or property manager can respond in a cost-effective as well as profitable manner.
Finally, as a long-time planner and manager, I was most impressed with this company's use of Kaisen. This Japanese concept is the belief in making small, ongoing improvements to a business system. A review of their online activities which allows practically everything to be done online to apply for a home, the use of a hot-line as a means of dispensing valuable information and basic management decisions to expedite efficient use of their teams' time is a delight to see in practice! Even if you have absolutely no interest in real estate, if you are a planner or manager, study the book to absorb what can be learned from this efficient and effective team!
The TurnKey Investor's Essential Lease-Option Lessons as well as CD audio programs and a Documents Collection supplement this book. However, this first book, TurnKey Investing with Lease-Options, easily stands alone as a major real estate manual. It's a Must Read for property managers, landlords interested in upgrading their activities, as well as real estate agents, lease managers and others who are interested in this major and profitable business!
- With contributions by Wes Weaver, professional real estate investor and property manager Matthew S. Chan has creative "TurnKey Investing with Lease-Options: How To Simply & Safely create 12% Returns With Investment Property!" a comprehensive, "reader friendly", instructive introduction on creating, investing, and managing a profitable real estate portfolio utilizing Lease-Option. Readers will learn how Lease-Options work to simply and safely build an investment portfolio; how to generate steady, spendable cash flow through Lease-Options; finding the right real estate market to safely invest in for a reliable return; profitably manage properties while avoiding ongoing maintenance expenses eating into the bottom line; recruiting the right management team to build and guard a real estate based investment portfolio; even how to invest in a Lease Option investment strategy without the necessity of owning property. Superbly organized, informed and informative, Matthew Chan's "TurnKey Investing with Lease-Options" should be considered a mandatory study and on-going reference guide by anyone aspiring to make money consistently and reliably in today's volatile and competitive real estate market through the utilization of Lease-Option strategies.
- I actually was a big fan of using lease options before i ever read this book. I thought i knew it all when it came to lease options and the different ways to buy properties using this method. Well, guess what...I was very wrong. I actually found this book by accident and decided to give it try. I mean another book on lease options...WOW. Then i started reading the first page, the first page became the 7th page and so on. Next thing you know i was reading the entire book. THis book has changed my life and my business. I am a fellow investor and the information from this book changed the way i looked at lease options. Matthews book shows you exactly why they are number 1 for lease options in there area. His ideas are cutting edge, yet explained so that a 5 year old can understand them. Unlike many writers who claim to be investors, Matthew is a investor turned writer. One of the best features i found was that matthew broke down the mindset of different teants. By knowing the mindset of your tenant this gives you a hugh advantage of the compitition. This book helped me to reach a new level of understanding and a new level for my business. LOL, if he keeps writing books like this then he may have to start a fan club. So, in ending if you want a book that shows in detail the art of selling on a lease option and creating a steady cash flow every month, then please check this book out. I promise you will love it and if you dont then you have missed out.
- I was expecting a turn key guide - I just didn't see it in this book. This book had some good info but not detailed enough for me - a lot of high level, basic, common sense information. I have been a landlord for many years and own many properties. I wanted to use this book to tap into the lease-options market - I will need to keep researching. I am actually a little upset I purchased this book - it was too expensive for what I got.
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Posted in Investing (Saturday, July 5, 2008)
Written by Ken Winans. By KGW Publishing.
The regular list price is $49.95.
Sells new for $42.99.
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5 comments about Investment Atlas.
- This book is invaluable in clearly illustrating how fear can adversely affect your decision-making ability with regard to your investments. Through a very interesting historical perspective the reader can understand how to respond to current events as they affect his/her investments.
- This is my second time to comment on a book. When I heard about Winan's Investment Atlas, I knew I wanted to own it. I have my retirement money in the markets and I'm not one to 'buy and hold.' My goal is to ride stocks up and sell at the top. I've made money in down markets with inverse ETF's. I have a day job I love, and zero ambition to frantically trade stocks from my cell phone.
What I hunger for is the answer to this question: "What kind of events signify prolonged expansion and contractions?." Fortunately, that's the exact question the Investment Atlas aims to answer. If I want to time the markets, I need to know where they are headed and why.
Here are some of the topics Winans addresses with photos, charts and concise descriptions: 'War-From Indians to Iraq, How Wars Influence Investing.' 'Disasters-From Kennedy's Death to Katrina: Buy or Sell?' Winans has accurate data all the way back to the 1800's correlated to important historical events. He also traces the market impact of the current war against Al-Qaeda.This level of research, plotted against historical time-lines, is not easy to come by. It's easily worth the price of the book to me.
This is an enjoyable and beautiful book to hold, peruse and contemplate. If you want a better grasp of history and its impact on the markets, I heartily recommend the Investment Atlas to you.
- Like many investors, I am bored with my choices when it comes to financial books. I find most are dull to read and written by ego driven professionals.
"Investment Atlas" stands out and is truely educational and entertaining by introducing time-tested investment principles through beautiful exhibits & artwork.
It has helped me become a better investor!
- This is the only book I know of that looks at all investment types together over 200 years.
The author (Ken Winans) is one of Wall Street's top market analyst in stocks, bonds and real estate. His benchmark creations, Winans International Real Estate Index and Winans International Preferred Stock Index are leading indexes on Wall Street.
This book should be required reading in business schools.
- This is a history, investment and art book all rolled into one!
Not only do I recommend it to my business associates, I have had my teenage sons read it for school projects. In fact, a copy of this reference book is in our office lobby for our clients to review.
The book points out how investors forget history and pay the financial price for these mistakes. Much of the same can be said of people who work in the investment business. This book should be required reading in the CFA program, as well as, MBA programs.
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Posted in Investing (Saturday, July 5, 2008)
Written by Lee Rowley and Carla Rowley. By Atlantic Publishing Company (FL).
The regular list price is $24.95.
Sells new for $15.19.
There are some available for $36.43.
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5 comments about Cheap Insurance for Your Home, Automobile, Health, & Life: How to Save Thousands While Getting Good Coverage.
- Forays into the complex world of insurance can be baffling and intimidating for the under-informed, and anyone seeking to get coverage without doing their homework can be in for trouble. In "Cheap Insurance For Your Home, Automobile and Life," authors Carla and Lee Rowley tackle the imposing task of explaining this complicated world and showing readers how to keep the upper hand from the minute they start looking for policies.
With easy-to-understand explanations, this book takes on homeowners' insurance, automobile insurance, health insurance and life insurance. Each chapter is full of tips and little-known facts (students with good grades may be eligible for car insurance discounts; old plumbing may disqualify your house from coverage) as well as advice on avoiding surcharges and how to use the Internet and independent agents to find the best deal.
Perhaps the most useful aspect is the detailed information on how insurance policies are structured and how people in the business think. Chapter by chapter, "Cheap Insurance For Your Home, Automobile and Life" assures that its readers will never be caught off guard in their agent's office.
- Despite a misleading title (no insurance is cheap!), this book discusses the most important types of insurance and available discount suggestions in thorough, easy-to-comprehend language. Using a solid, well-outlined approach, the authors have produced a manual that would make a perfect gift for a young person entering the world of adult decisions as well as a handy guide for people of any age. As we go through life, our needs change--and, as the authors point out, our insurance coverage needs change as well. Therefore, this book is a strong introduction to the aspects of startup insurance-shopping as well as a continuing-education reference tool for those already insured.
One of the book's better features, a state-by-state listing of vehicular insurance requirements, is found in Chapter 12. The information is presented in paragraph form that might have been neatly complemented with a table for quick and easy visual comparison, but is nonetheless helpful as shown. Just as vehicle insurance costs vary from state to state, so do the requirements, and this is just one of the areas to research when contemplating a potential relocation for one's home or business.
Along with describing and detailing various forms of insurance, the authors make a conscientious effort to anticipate the many "pitfalls" awaiting people who have little or no insurance knowledge. In the case of a flooded basement, for example, even the best flood insurance will not cover water damage that was caused by a drain backup; to the layman, a flood is a flood is a flood--but insurance companies do not agree. The time to know this, of course, is when the basement's still dry!
Anyone who has not studied insurance or been well-advised by a qualified insurance agent would do well to read this book, and even take it along while insurance shopping. No insurance is truly inexpensive, but Cheap Insurance shows the way to successfully insure yourself while ensuring that you buy the best policy for your specific needs.
- This is a terrific all-in-one resource for buying and managing personal insurance. It's clearly written, easy to read, and is a wealth of information. I thought I knew a lot about insurance already, but I definitely picked up some valuable tips from this book.
This book provides the reader with a thorough explanation of different types of insurance (car, homeowner's, health, and life), with a concise breakdown of different options within each type. There are clear examples on real-life cases that helped me understand that the cheapest policy isn't always the best. I also now know what discounts to ask for and how to shop more effectively for insurance.
What was most valuable to me, personally, was the section on health insurance. With an aging parent, I have to deal with Medicare and Medicaid, and this book helped me understand those services better. The appendixes in the back of the book are also excellent resources that I will keep to refer back to. I would recommend this book to anyone who wants a handy all-in-one guide.
- This is a must read for every adult or college student. I'm 28, and no one has ever explained to me about all the different insurance policies and how important having insurance is. The book was easy to read and I found it was also easy to understand.
There are so many aspects concerning insurance that this book deals with. One point that I found very interesting was how most home policies do no cover a home business. I thought home insurance covers everything in your home, but it doesn't.
After reading this I learned what discounts I can get, how to check to make sure that the coverage I'm paying for will actually cover me in a real crisis, and how to shop for the right policy. We always think, it can't happen to me, unfortunately bad things can happen and you should be prepared.
This book would make for a perfect class, and I think everyone should read it. This book tells you everything you need to know and gives you the tools you need to take care of yourself and your family in an emergency. I feel better knowing that I can go to an agent and make sure they aren't screwing me over, by knowing all the facts beforehand.
- Cheap Insurance, by Carla & Lee Rowley, is a terrific book! It has full, comprehensive explanations for a complicated subject matter, but it breaks information down so that it's easy to understand. The book gives scenarios and examples of insurance situations, gives Tips and overviews, and teaches you about necessary and unnecessary coverage.
The book is most helpful in providing a basis in which you can make informed comparisons, and understand your insurance company's obligations, and method of assessing your risk factors.
Especially helpful is the books' state -by- state auto insurance comparisons, which outline the state's auto and personal liability coverage requirements. Also, the online links provided, give you the option of further comparison shopping, and a place to do further study.
I found myself flipping back to take advantage of the insurance glossary, for an explanation of the terms & vocabulary. This is a great book to read before you sign on the dotted line of any insurance contract.
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Posted in Investing (Saturday, July 5, 2008)
Written by Harvey Houtkin. By Wiley.
The regular list price is $29.95.
Sells new for $19.77.
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No comments about Wall Street's Buried Treasure: The Low-Priced Value Investing Approach to Finding Great Stocks.
Posted in Investing (Saturday, July 5, 2008)
Written by Trump University. By GDL Multimedia.
Sells new for $59.95.
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No comments about Donald Trump- Real Estate Investing, Master Secrets to Getting Rich, 16 Disc Set w/FREE Travel Case.
Posted in Investing (Saturday, July 5, 2008)
Written by Kendall Blair. By Atlantic Publishing Company.
The regular list price is $19.95.
Sells new for $12.16.
There are some available for $36.43.
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3 comments about The Most Important Questions to Ask on Your Next Interview: Insider Secrets Your Need to Know.
- Even if you have the perfect resume and have brushed up on interview questions, you need The Most Important Questions to Ask on Your Next Job Interview to provide an edge to what should be a 2-way dialogue. This book tells what questions to ask to determine if a job will be the right fit - not just for the prospective employer, but for the applicant.
- A tightly written, through and concise book, Blair offers a tome that is a breakdown of the simplest steps of the interview process, defined in a way to help students that just graduated college to a person who hasn't interviewed for years and anyone in between. The book can be humorous on a serious topic, such as when Blair suggests interviewees wear his or her favorite underwear to an interview for good luck. The most useful information comes from companies themselves, whom Blair quotes throughout the chapters to give readers a sense of what is actually expected of them. The information is valuable and practical, particularly the sample questions offered in each chapter with explanations to boot. The best part: portions of the proceeds will benefit The Humane Society of the United States. Star rating: 4 1/2
- It may be a matter of weeks, or a few months when you may realize the new job you have accepted isn't exactly what you had in mind when you applied.
Seldom do we ask questions that help identify whether the position and company is a right fit, and that's if we ask any questions at all.
Asking the right questions will identify critical problems with the position, and most importantly determine our level of happiness. That's what self-proclaimed interview connoisseur, Kendall Blair provides in the book, The Most Important Questions to Ask on Your Next Job Interview: Insider Secrets You Need to Know.
She demonstrates the importance of asking questions, such as:
* "How does my position fit into the larger scale of things within the company?"
* "As a representative of XYZ company, what do you feel is the most important contribution this company expects from its employees?"
* "Can I be sure the company is devoted to diversity and equal opportunity?"
She assures that note-taking during the interview is beneficial because it not only shows your organizational techniques, but helps in the decision-making process.
The book includes responses from the case studies of recruiters and employers. Blair also cites an interviewing book that describes the process from the interviewer's perspective. She explains these excerpts and applies it to the interviewee.
Information is restated, but they are key points that need to be stressed. For instance, making sure you know your immediate supervisor.
Some questions she suggests are gutsy. They are straightforward, but you learn the truth as to where you will stand with the company, and the interviewer's impression of you. Ultimately, these tough questions will ensure that you are not wasting your time.
The book is filled with plenty of questions for you to choose from and apply to your interview situation. The insightful questions will likely leave a positive impression with a potential employer. It is a well-organized read with the ultimate intent of securing your overall happiness.
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The Most Important Questions to Ask on Your Next Interview: Insider Secrets Your Need to Know
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